Top 15 Credit Card Companies In United States

Here are the top 15 credit card companies in the United States, based on market share and consumer popularity:

1.  JPMorgan Chase
2. Capital One
3. Bank of America
4. Wells Fargo
5. Citigroup
6. American Express
7. U.S. Bancorp
8. PNC Financial Services
9. BB&T
10. TD Bank
11. KeyCorp
12. HSBC North America
13. Ally Financial
14. Discover Financial Services
15. Huntington Bancshares

It's worth noting that these rankings can vary depending on the specific criteria being used, and the credit card industry is constantly evolving, with new players entering the market and existing companies expanding their offerings. When choosing a credit card, it's important to consider your individual needs and preferences, as well as factors such as interest rates, rewards programs, fees, and customer service.

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1. JPMorgan Chase Credit Card

JPMorgan Chase is one of the largest credit card issuers in the United States, with a wide range of credit card options for consumers and small businesses. Some of the popular JPMorgan Chase credit cards include:

1. Chase Sapphire Preferred: This is a travel rewards credit card that offers points for travel, dining, and other purchases. Cardholders can redeem their points for travel through the Chase Ultimate Rewards program, or transfer their points to a variety of travel partners.
2. Chase Freedom: This is a cash back credit card that offers rotating categories for earning extra cash back, as well as a flat rate for all other purchases.
3. Chase Sapphire Reserve: This is a premium travel rewards credit card that offers a large sign-up bonus, a $300 annual travel credit, and access to a network of airport lounges.
4. Chase Ink Business Preferred: This is a business credit card that offers rewards for business expenses, such as travel, shipping, and advertising.
5. JPMorgan Palladium Card: This is a high-end credit card that offers a range of luxury benefits, including access to exclusive events, concierge service, and a personalized rewards program.

When considering a JPMorgan Chase credit card, it's important to compare the features and benefits of each card to determine which one is right for you. It's also a good idea to review the terms and conditions, such as the interest rate, annual fee, and rewards program, to ensure that you understand the costs and benefits of the card.

2. Capital One Credit Card

Capital One is a well-known credit card issuer that offers a wide range of credit cards for consumers and small businesses. Some of the popular Capital One credit cards include:

1. Capital One Venture Rewards: This is a travel rewards credit card that offers miles for travel purchases, which can be redeemed for statement credits towards travel expenses.
2. Capital One Savor Cash Rewards: This is a cash back credit card that offers unlimited cash back on dining and entertainment purchases, as well as cash back on other purchases.
3. Capital One Quicksilver Cash Rewards: This is a cash back credit card that offers a flat rate of cash back on all purchases.
4. Capital One Spark Cash for Business: This is a business credit card that offers unlimited 2% cash back on all purchases.
5. Capital One Venture One Rewards: This is a travel rewards credit card with no annual fee that offers a sign-up bonus and rewards for travel purchases.

When considering a Capital One credit card, it's important to compare the features and benefits of each card to determine which one is right for you. It's also a good idea to review the terms and conditions, such as the interest rate, annual fee, and rewards program, to ensure that you understand the costs and benefits of the card. Additionally, it may be a good idea to review customer reviews and compare the Capital One credit cards with other cards offered by different issuers to determine which card is the best fit for your needs.

3. Bank of America Credit Card

Bank of America is a major credit card issuer that offers a variety of credit cards for consumers and small businesses. Some of the popular Bank of America credit cards include:

1. Bank of America Cash Rewards: This is a cash back credit card that offers rewards for everyday purchases, including gas, groceries, and online shopping.
2. Bank of America Travel Rewards: This is a travel rewards credit card that offers points for travel purchases, which can be redeemed for statement credits towards travel expenses.
3. Bank of America Premium Rewards: This is a premium travel rewards credit card that offers a large sign-up bonus, a $100 annual travel credit, and rewards for travel, dining, and other purchases.
4. Bank of America Business Advantage Cash Rewards: This is a business credit card that offers cash back on everyday business expenses, such as office supplies, gas, and dining.
5. Bank of America Alaska Airlines Visa Signature: This is a co-branded credit card with Alaska Airlines that offers rewards for Alaska Airlines purchases, as well as rewards for other purchases.

When considering a Bank of America credit card, it's important to compare the features and benefits of each card to determine which one is right for you. It's also a good idea to review the terms and conditions, such as the interest rate, annual fee, and rewards program, to ensure that you understand the costs and benefits of the card. Additionally, it may be a good idea to review customer reviews and compare the Bank of America credit cards with other cards offered by different issuers to determine which card is the best fit for your needs.

4. Wells Fargo Credit Card

Wells Fargo is a major financial institution that offers a variety of credit cards for consumers and small businesses. Some of the popular Wells Fargo credit cards include:

1. Wells Fargo Cash Wise Visa: This is a cash back credit card that offers rewards for purchases, including a 1.5% cash back on all purchases and a $150 cash rewards bonus after spending $500 in the first three months.
2. Wells Fargo Propel American Express: This is a travel rewards credit card that offers points for travel, dining, and other purchases, as well as a sign-up bonus of 20,000 points after spending $1,000 in the first three months.
3. Wells Fargo Platinum Visa: This is a balance transfer credit card that offers a 0% introductory APR on balance transfers for 18 months, as well as a rewards program for eligible purchases.
4. Wells Fargo Business Platinum Visa: This is a business credit card that offers rewards for business expenses, such as travel, office supplies, and gas.
5. Wells Fargo Rewards Card: This is a rewards credit card that offers points for purchases, which can be redeemed for a variety of rewards, including merchandise, travel, and statement credits.

When considering a Wells Fargo credit card, it's important to compare the features and benefits of each card to determine which one is right for you. It's also a good idea to review the terms and conditions, such as the interest rate, annual fee, and rewards program, to ensure that you understand the costs and benefits of the card. Additionally, it may be a good idea to review customer reviews and compare the Wells Fargo credit cards with other cards offered by different issuers to determine which card is the best fit for your needs.

5. Citigroup Credit Card

Citigroup is a major financial institution that offers a variety of credit cards for consumers and small businesses. Some of the popular Citigroup credit cards include:

1. Citi Double Cash Card: This is a cash back credit card that offers 2% cash back on purchases: 1% when you buy and 1% as you pay.
2. Citi Prestige Card: This is a premium travel rewards credit card that offers a large sign-up bonus, a $250 annual travel credit, and rewards for travel, dining, and entertainment purchases.
3. Citi ThankYou Preferred Card: This is a rewards credit card that offers points for purchases, which can be redeemed for a variety of rewards, including merchandise, travel, and statement credits.
4. Citi AAdvantage Platinum Select World Elite Mastercard: This is a co-branded credit card with American Airlines that offers rewards for American Airlines purchases, as well as rewards for other purchases.
5. CitiBusiness/AAdvantage Platinum Select World Mastercard: This is a business credit card that offers rewards for business expenses, such as travel and office supplies, as well as rewards for American Airlines purchases.

When considering a Citigroup credit card, it's important to compare the features and benefits of each card to determine which one is right for you. It's also a good idea to review the terms and conditions, such as the interest rate, annual fee, and rewards program, to ensure that you understand the costs and benefits of the card. Additionally, it may be a good idea to review customer reviews and compare the Citigroup credit cards with other cards offered by different issuers to determine which card is the best fit for your needs.

6. American Express Credit Card

American Express is a major financial services company that offers a variety of credit cards for consumers and small businesses. Some of the popular American Express credit cards include:

1. Platinum Card from American Express: This is a premium travel rewards credit card that offers a large sign-up bonus, access to airport lounges, a $200 annual airline fee credit, and rewards for travel, dining, and entertainment purchases.
2. American Express Gold Card: This is a rewards credit card that offers points for dining and travel purchases, as well as a $120 dining credit each year and a $100 airline fee credit each year.
3. American Express Green Card: This is a travel rewards credit card that offers rewards for travel and dining purchases, as well as a $100 annual credit for LoungeBuddy purchases.
4. The Blue Business Plus Credit Card from American Express: This is a business credit card that offers rewards for business expenses, as well as a 0% introductory APR on purchases for the first 12 months.
5. American Express EveryDay Credit Card: This is a rewards credit card that offers bonus points for purchases, as well as a $0 annual fee.

When considering an American Express credit card, it's important to compare the features and benefits of each card to determine which one is right for you. It's also a good idea to review the terms and conditions, such as the interest rate, annual fee, and rewards program, to ensure that you understand the costs and benefits of the card. Additionally, it may be a good idea to review customer reviews and compare the American Express credit cards with other cards offered by different issuers to determine which card is the best fit for your needs.

7. U.S. Bancorp Credit Card

U.S. Bancorp is a financial services company that offers a variety of credit cards for consumers and small businesses. Some of the popular U.S. Bancorp credit cards include:

1. U.S. Bank Visa Platinum Card: This is a low-interest credit card that offers a 0% introductory APR on purchases and balance transfers for the first 20 billing cycles, making it a good choice for those who need to carry a balance.
2. U.S. Bank FlexPerks Travel Rewards Visa Signature Card: This is a rewards credit card that offers points for travel and other purchases, which can be redeemed for a variety of rewards, including flights, hotels, and merchandise.
3. U.S. Bank Cash+ Visa Signature Card: This is a cash back credit card that allows cardholders to choose the categories in which they earn the most cash back, such as gas, groceries, and dining.
4. U.S. Bank Club Carlson Premier Rewards Visa Signature Card: This is a co-branded credit card with Club Carlson hotels that offers rewards for hotel stays, as well as rewards for other purchases.
5. U.S. Bank Business Cash Rewards World Elite Mastercard: This is a business credit card that offers rewards for business expenses, such as office supplies and travel, as well as cash back for other purchases.

When considering a U.S. Bancorp credit card, it's important to compare the features and benefits of each card to determine which one is right for you. It's also a good idea to review the terms and conditions, such as the interest rate, annual fee, and rewards program, to ensure that you understand the costs and benefits of the card. Additionally, it may be a good idea to review customer reviews and compare the U.S. Bancorp credit cards with other cards offered by different issuers to determine which card is the best fit for your needs.

8. PNC Financial Services Credit Card

PNC Financial Services is a financial services company that offers a variety of credit cards for consumers and small businesses. Some of the popular PNC Financial Services credit cards include:

1. PNC Points Visa Credit Card: This is a rewards credit card that offers points for purchases, which can be redeemed for a variety of rewards, such as travel, merchandise, and gift cards.
2. PNC Cash Rewards Visa Credit Card: This is a cash back credit card that offers cash back for purchases in a variety of categories, such as gas, groceries, and dining.
3. PNC Premier Traveler Visa Signature Credit Card: This is a travel rewards credit card that offers points for travel and dining purchases, as well as a variety of travel-related benefits, such as travel accident insurance, lost luggage reimbursement, and travel and emergency assistance services.
4. PNC Business Options Visa Credit Card: This is a business credit card that offers rewards for business expenses, as well as the ability to set custom spending controls and monitor employee spending.
5. PNC Core Visa Credit Card: This is a basic credit card that offers a low APR and a variety of account management tools, making it a good choice for those who are new to credit or who have a limited credit history.

When considering a PNC Financial Services credit card, it's important to compare the features and benefits of each card to determine which one is right for you. It's also a good idea to review the terms and conditions, such as the interest rate, annual fee, and rewards program, to ensure that you understand the costs and benefits of the card. Additionally, it may be a good idea to review customer reviews and compare the PNC Financial Services credit cards with other cards offered by different issuers to determine which card is the best fit for your needs.

9. BB&T Credit Card

BB&T is a financial services company that offers a variety of credit cards for consumers and small businesses. Some of the popular BB&T credit cards include:

1. BB&T Bright Card: This is a rewards credit card that offers points for purchases, which can be redeemed for a variety of rewards, such as travel, merchandise, and gift cards.
2. BB&T Spectrum Cash Rewards Credit Card: This is a cash back credit card that offers cash back for purchases in a variety of categories, such as gas, groceries, and dining.
3. BB&T Spectrum Travel Rewards Credit Card: This is a travel rewards credit card that offers points for travel and dining purchases, as well as a variety of travel-related benefits, such as travel accident insurance, lost luggage reimbursement, and travel and emergency assistance services.
4. BB&T Business Advantage Cash Rewards Mastercard: This is a business credit card that offers rewards for business expenses, as well as the ability to set custom spending controls and monitor employee spending.
5. BB&T Secured Card: This is a secured credit card that is ideal for those who are building or rebuilding their credit. The card requires a security deposit, which acts as collateral for the credit line.

When considering a BB&T credit card, it's important to compare the features and benefits of each card to determine which one is right for you. It's also a good idea to review the terms and conditions, such as the interest rate, annual fee, and rewards program, to ensure that you understand the costs and benefits of the card. Additionally, it may be a good idea to review customer reviews and compare the BB&T credit cards with other cards offered by different issuers to determine which card is the best fit for your needs.

10. TD Bank Credit Card

TD Bank is a financial services company that offers a variety of credit cards for consumers and small businesses. Some of the popular TD Bank credit cards include:

1. TD Cash Credit Card: This is a cash back credit card that offers cash back for purchases in a variety of categories, such as gas, groceries, and dining.
2. TD First Class Visa Signature Credit Card: This is a travel rewards credit card that offers points for travel and dining purchases, as well as a variety of travel-related benefits, such as travel accident insurance, lost luggage reimbursement, and travel and emergency assistance services.
3. TD Business Solutions Credit Card: This is a business credit card that offers rewards for business expenses, as well as the ability to set custom spending controls and monitor employee spending.
4. TD Easy Rewards Credit Card: This is a rewards credit card that offers points for purchases, which can be redeemed for a variety of rewards, such as travel, merchandise, and gift cards.
5. TD Secured Credit Card: This is a secured credit card that is ideal for those who are building or rebuilding their credit. The card requires a security deposit, which acts as collateral for the credit line.

When considering a TD Bank credit card, it's important to compare the features and benefits of each card to determine which one is right for you. It's also a good idea to review the terms and conditions, such as the interest rate, annual fee, and rewards program, to ensure that you understand the costs and benefits of the card. Additionally, it may be a good idea to review customer reviews and compare the TD Bank credit cards with other cards offered by different issuers to determine which card is the best fit for your needs.

11. KeyCorp Credit Card

KeyCorp is a financial services company that offers a variety of credit cards for consumers and small businesses. Some of the popular KeyCorp credit cards include:

1. Key2More Rewards Credit Card: This is a rewards credit card that offers points for purchases, which can be redeemed for a variety of rewards, such as travel, merchandise, and gift cards.
2. Key Cash Rewards Credit Card: This is a cash back credit card that offers cash back for purchases in a variety of categories, such as gas, groceries, and dining.
3. Key Business Rewards Credit Card: This is a business credit card that offers rewards for business expenses, as well as the ability to set custom spending controls and monitor employee spending.
4. Key Secured Credit Card: This is a secured credit card that is ideal for those who are building or rebuilding their credit. The card requires a security deposit, which acts as collateral for the credit line.

When considering a KeyCorp credit card, it's important to compare the features and benefits of each card to determine which one is right for you. It's also a good idea to review the terms and conditions, such as the interest rate, annual fee, and rewards program, to ensure that you understand the costs and benefits of the card. Additionally, it may be a good idea to review customer reviews and compare the KeyCorp credit cards with other cards offered by different issuers to determine which card is the best fit for your needs.

12. HSBC North America Credit Card

HSBC North America is a financial services company that offers a variety of credit cards for consumers and small businesses. Some of the popular HSBC North America credit cards include:

1. HSBC Cash Rewards Mastercard: This is a cash back credit card that offers cash back for purchases in a variety of categories, such as gas, groceries, and dining.
2. HSBC Premier World Mastercard: This is a premium rewards credit card that offers a variety of benefits for travel, dining, and shopping, as well as points for purchases that can be redeemed for travel, merchandise, and gift cards.
3. HSBC Advance Mastercard: This is a rewards credit card that offers points for purchases, which can be redeemed for a variety of rewards, such as travel, merchandise, and gift cards.
4. HSBC Business Rewards Plus Mastercard: This is a business credit card that offers rewards for business expenses, as well as the ability to set custom spending controls and monitor employee spending.

When considering an HSBC North America credit card, it's important to compare the features and benefits of each card to determine which one is right for you. It's also a good idea to review the terms and conditions, such as the interest rate, annual fee, and rewards program, to ensure that you understand the costs and benefits of the card. Additionally, it may be a good idea to review customer reviews and compare the HSBC North America credit cards with other cards offered by different issuers to determine which card is the best fit for your needs.

13. Ally Financial Credit Card

Ally Financial is a financial services company that offers a variety of credit cards for consumers. Some of the popular Ally Financial credit cards include:

1. Ally CashBack Credit Card: This is a cash back credit card that offers unlimited cash back on purchases, with no annual fee or foreign transaction fees.
2. Ally Rewards Card: This is a rewards credit card that offers points for purchases, which can be redeemed for a variety of rewards, such as travel, merchandise, and gift cards.

When considering an Ally Financial credit card, it's important to compare the features and benefits of each card to determine which one is right for you. It's also a good idea to review the terms and conditions, such as the interest rate, annual fee, and rewards program, to ensure that you understand the costs and benefits of the card. Additionally, it may be a good idea to review customer reviews and compare the Ally Financial credit cards with other cards offered by different issuers to determine which card is the best fit for your needs.

It's also worth mentioning that Ally Financial is known for its strong customer service and digital banking capabilities, which could be a consideration for those who value these features in a financial services provider.

14. Discover Financial Services Credit Card

Discover Financial Services is a financial services company that offers a variety of credit cards for consumers and small businesses. Some of the popular Discover Financial Services credit cards include:

1. Discover it Cash Back: This is a cash back credit card that offers unlimited cash back on purchases, with no annual fee or foreign transaction fees.
2. Discover it Miles: This is a travel rewards credit card that offers miles for purchases, which can be redeemed for travel, merchandise, and gift cards.
3. Discover it Student Cash Back: This is a cash back credit card designed specifically for students, with cash back rewards on purchases and no annual fee.
4. Discover Business Card: This is a business credit card that offers cash back rewards on business expenses, as well as the ability to monitor employee spending and set custom spending controls.

When considering a Discover Financial Services credit card, it's important to compare the features and benefits of each card to determine which one is right for you. It's also a good idea to review the terms and conditions, such as the interest rate, annual fee, and rewards program, to ensure that you understand the costs and benefits of the card. Additionally, it may be a good idea to review customer reviews and compare the Discover Financial Services credit cards with other cards offered by different issuers to determine which card is the best fit for your needs.

It's also worth mentioning that Discover Financial Services is known for its strong customer service, generous cash back rewards program, and innovative features, such as the Freeze It feature, which allows you to freeze and unfreeze your account quickly and easily in the event of lost or stolen cards. These could be important factors for those who value these features in a financial services provider and a credit card issuer.

15. Huntington Bancshares Credit Card

Huntington Bancshares is a regional bank that offers a variety of credit cards to consumers and small businesses. Some of the popular Huntington Bancshares credit cards include:

1. Huntington Voice Credit Card: This is a cash back credit card that offers unlimited cash back on purchases, with no annual fee or foreign transaction fees.
2. Huntington Asterisk-Free Rewards: This is a rewards credit card that offers points for purchases, which can be redeemed for a variety of rewards, such as travel, merchandise, and gift cards.
3. Huntington Business Mastercard: This is a business credit card that offers cash back rewards on business expenses, as well as the ability to monitor employee spending and set custom spending controls.

When considering a Huntington Bancshares credit card, it's important to compare the features and benefits of each card to determine which one is right for you. It's also a good idea to review the terms and conditions, such as the interest rate, annual fee, and rewards program, to ensure that you understand the costs and benefits of the card. Additionally, it may be a good idea to review customer reviews and compare the Huntington Bancshares credit cards with other cards offered by different issuers to determine which card is the best fit for your needs.

It's also worth mentioning that Huntington Bancshares is a regional bank that operates in several states in the Midwest and Mid-Atlantic regions, and is known for its strong customer service, digital banking capabilities, and its commitment to supporting the local communities it serves. These could be important factors for those who value these features in a financial services provider and a credit card issuer.